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KPR SimulatorBahasa Indonesia

Subsidised KPR

Do I qualify for FLPP — and what would the instalment be?

FLPP is fixed to the end of the term, so this path computes exactly: no floating period and nothing amber in its schedule at all. The contrast with the commercial path is the point of this tool.

Rp
Rp
Rp

Your figure. The minimum FLPP down payment is not carried as a parameter — see Parameters.

m²
yr

The maximum FLPP tenor is not carried as a parameter — see Parameters.

The link carries every figure you entered, income included, in the part after the hash. That part is never sent to any server — but anyone you hand the link to can read it.

Criteria check

  • Monthly income

    Rp0 ≤ Rp10.000.000

    Lampiran Permen PKP 5/2025 — Zona 1 (Jawa kecuali Jabodetabek, Sumatera, NTT, NTB) · Source · Verified 2026-08-06

  • House sale price

    Rp0 ≤ Rp166.000.000

    Kepmen PUPR 689/KPTS/M/2023 — batasan harga jual tahun 2024 · Source · Verified 2026-08-06

  • Floor area

    36 m² ≤ 36 m²

    Permen PKP 5/2025 Pasal 3 ayat (5) huruf a · Source · Verified 2026-08-06

Payment schedule

Rate 5.00% effective, fixed to the end of the term. Siaran pers Kementerian Perumahan dan Kawasan Permukiman — bunga FLPP tetap 5% hingga akhir tenor · Source

5% effective, not flat. This figure comes from an official ministry statement rather than from an article of a regulation traced to its clause; the operating instrument is the FLPP disbursement agreement. Given an annual review date because it is a policy figure.